Reconcile in minutes, not weekends.
Connect 12,000+ banks through Plaid. Live balances, auto-imported transactions, and smart matching that turns monthly close into a 10-minute review.
Plaid · 12,000+ institutions · Read-only access
Capabilities
Everything the bank knows. In your books.
Six things that make TwinBooks banking a one-click experience instead of a Sunday-night project.
12,000+ banks via Plaid
Operating accounts, payroll accounts, credit cards, lines of credit — anything Plaid supports. One flow for all of them.
Live balances
Cash position widget shows real balances on every connected account. Refreshed automatically — no clicking out to your bank.
Auto-imported transactions
Every deposit, withdrawal, and card charge appears the same day it clears. No CSV downloads, no manual entry.
Smart matching
Deposits match open invoices by amount, customer, and date window. Payments match open bills the same way.
Recurring vendor learning
After one match, recurring vendors get auto-categorized forever. AWS goes to Cloud, Google goes to Software — no monthly retraining.
Read-only Plaid tokens
Plaid never shares your banking password with TwinBooks. We hold a scoped, read-only token — and nothing else.
How matching works
The reconciliation dashboard.
When transactions flow in from Plaid, TwinBooks tries to place each one. Instead of presenting a list of unmatched lines, the dashboard breaks the world into three columns:
- Matched. What TwinBooks reconciled automatically. Skim it to spot anything weird; otherwise it's done.
- Pending. Bank lines that look like a match but want your confirm. One click each.
- Looks off. Duplicates, suspicious amounts, or uncategorized one-offs that need a human eye.
For most teams, the “looks off” column has a handful of lines per month. That's your monthly close — done in roughly ten minutes.
Bank-grade security
Read-only by default.
TwinBooks connects through Plaid's aggregation network, the same infrastructure used by thousands of fintech products. Two properties matter most:
- Read-only tokens. Plaid never shares your bank password with TwinBooks. We see a scoped token that lets us read transactions and balances. Money cannot be moved with that token.
- SOC 2 partner ecosystem. Plaid carries SOC 2 Type II attestation, as do our partners Gusto and Stripe. The integrations you're relying on are the ones the rest of the financial industry already does.
Capabilities
What ships in banking
- Connect any of 12,000+ Plaid-supported institutions
- Live balances on every connected account
- Same-day auto-import of every posted transaction
- Smart matching for deposits → invoices
- Smart matching for payments → bills
- Auto-categorization of recurring vendors
- Reconciliation dashboard (matched / pending / looks off)
- Read-only Plaid tokens
- Audit log captures every match and override
- Works with multi-currency setups
Connect your first bank in 90 seconds.
Plaid handles the secure handshake. You see live balances and auto-imported transactions before you finish your coffee.